Cards no longer are being issued

ATM cards

CIRRUS (cash cards) (for individuals/ corporate persons) EUR
Fee for card/ supplementary card maintenance EUR 8.54 per year
Cash withdrawal in ATM 2% (min. EUR 2.85)
Cash withdrawal in Citadele banka (Latvia) and Nordea bank Latvian branch ATM networks in Latvia 1.5% (min. EUR 1.42)
Transfer from account as from current account
Cash withdrawal in bank Citadele as from current account
Penalty rate for the excess of the credit limit (per day) 0.175%

Effective from 01.01.2014.

 

Regular credit cards

Visa Classic, MasterCard Standard (under security deposit) (for individuals) EUR
Fee for card/ supplementary card maintenance EUR 51.22 per year
Purchase of goods and services free of charge
Cash withdrawal in Citadele banka (Latvia) and Nordea bank Latvian branch ATM networks in Latvia 3% (min. EUR 2.85)
Cash withdrawal in ATM networks of other banks 3% (min. EUR 2.85)
Transfer from account as from current account + 3%
Cash withdrawal in bank Citadele 3% (min. EUR 2.85)
Cash withdrawal in other banks 3% (min. EUR 2.85)
Overdraft minimum monthly payment amount 5% of spent overdraft amount + 100% of excess expenditure
Annual credit interest rate 26%
Annual interest rate for the late payments (late payment interest (higher credit interest)) 60%
Penalty rate for the excess of the credit limit (per day) 0.175%
Annual interest rate for collateral deposit what serves as collateral for credit card see Deposits chapter

Effective from 01.01.2014.

 

Gold credit cards

Visa Gold, MasterCard Gold (under security deposit) (for individuals/ corporate persons) EUR
Fee for card/ supplementary card maintenance EUR 140.86 per year
Purchase of goods and services free of charge
Cash withdrawal in Citadele banka (Latvia) and Nordea bank Latvian branch ATM networks in Latvia 3% (min. EUR 1.42)
Cash withdrawal in ATM networks of other banks 3% (min. EUR 2.85)
Transfer from account as from current account + 3%
Cash withdrawal in bank Citadele 3% (min. EUR 2.85)
Cash withdrawal in other banks 3% (min. EUR 2.85)
Overdraft minimum monthly payment amount 5% of spent overdraft amount + 100% of excess expenditure
Annual credit interest rate 24%
Annual interest rate for the late payments (late payment interest (higher credit interest)) 60%
Penalty rate for the excess of the credit limit (per day) 0.175%
Annual interest rate for collateral deposit what serves as collateral for credit card see Deposits chapter
Annual fee for Priority Pass usage free of charge
Fee for one person's visit at Priority Pass airport VIP area equivalent of USD 351

Effective from 01.01.2014.

 

Business credit cards

Visa Business, MasterCard Business (for corporate persons) EUR
Fee for card EUR 98.18 per year
Purchase of goods and services in Latvia free of charge
Purchase of goods and services abroad free of charge
Cash withdrawal in bank Citadele 3% (min. EUR 2.85)
Cash withdrawal in other banks 3% (min. EUR 2.85)
Cash withdrawal in Citadele banka (Latvia) and Nordea bank Latvian branch ATM networks in Latvia 3% (min. EUR 1.42)
Cash withdrawal in ATM networks of other banks 3% (min. EUR 2.85)
Overdraft minimum monthly payment amount 100% of spent overdraft amount + 100% of excess expenditure
Annual credit interest rate 24%
Annual interest rate for the late payments (higher annual credit interest rate (additionally to the annual interest rate)) 60%
Penalty rate for the excess of the credit limit (per day) 0.175%
Annual interest rate for collateral deposit what serves as collateral for credit card see Deposits chapter
Transfer from account as from current account + 3%
Overdraft minimum monthly payment amount till the 15th date of each month 100% of spent overdraft amount + 100% of excess expenditure

Effective from 01.01.2014.

 

Business credit cards

Visa Business Gold, MasterCard Business Gold (for corporate persons) EUR
Fee for card EUR 140.86 per year
Purchase of goods and services free of charge
Cash withdrawal in bank Citadele 3% (min. EUR 2.85)
Cash withdrawal in other banks 3% (min. EUR 2.85)
Cash withdrawal in Citadele banka (Latvia) and Nordea bank Latvian branch ATM networks in Latvia 3% (min. EUR 2.85)
Cash withdrawal in ATM networks of other banks 3% (min. EUR 2.85)
Overdraft minimum monthly payment amount 100% of spent overdraft amount + 100% of excess expenditure
Annual credit interest rate 24%
Annual interest rate for the late payments (higher annual credit interest rate (additionally to the annual interest rate)) 60%
Penalty rate for the excess of the credit limit (per day) 0.175%
Annual interest rate for collateral deposit what serves as collateral for credit card see Deposits chapter
Transfer from account as from current account + 3%
Annual fee for Priority Pass usage free of charge
Fee for 1 person’s visit at Priority Pass airport business area equivalent of USD 351

Effective from 01.01.2014.

 


1 Fee for visit (set in USD) will be converted in card account’s currency according to JSC “Citadele banka” exchange rate for non-cash operations, for the day when mentioned fee will be booked into account.